Credit: Ildar SagdejevWhy choose a credit union? Certified financial planner Dr. James Philpot offers some insights. November 11, 2021 by Strategic CommunicationWhat’s a credit union and how does it differ from a bank? What are its pros and cons? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, sheds more light about credit unions on MoneyGeek.